It is imperative for all users to conduct a thorough examination of this Privacy Policy. Engaging with selections such as “Sign Up”, “I Uphold Cash Dabaw's Privacy Policy”, “I Approve the Execution of My Personal Information in Alignment with Cash Dabaw's Privacy Policy” or equivalent wording during the signup phase or in the course of accessing our services and platform, you are thereby certifying your awareness and endorsement of the methodologies described in this document for managing your personal information.




1. User Consent and Authorization for the Cash Dabaw

Engaging with the Cash Dabaw App constitutes your:

Consent to the provisions of this Privacy Policy;
Authorization for Cash Dabaw to collect, employ, disseminate, and handle your Information, potentially encompassing various data categories such as personal, sensitive, and confidential information as distinguished by law, as delineated within this Privacy Policy;
Assurance of the authenticity and accuracy of the Information provided to Cash Dabaw;
Permission for Cash Dabaw to verify the truthfulness of your Information;
Understanding that Cash Dabaw's adherence to legal frameworks may necessitate the sharing of your Information with governmental and regulatory authorities, including the Bangko Sentral ng Pilipinas, Anti-Money Laundering Council, and credit reporting agencies, among others.




2. Cash Dabaw engages in the collection and oversight of:

Identifying particulars such as your legal name and date of birth;
Inputs from your loan application, detailing your financial situation, current employment, purpose for the loan, and mobile device specs;
Communication methods, including your postal address, phone number, and email address;
Borrower-specific information, encompassing SSS numbers, employment history, personal and emergency contacts;
Your mobile device's technical specifications, like device ID, operating system, settings, account details, carrier, and network specifics, as well as display features;
The sources of such information (herein referred to as "Info") include:
Installation of the Cash Dabaw software or when expressing interest in a loan service;
Direct dealings with our team, whether through customer service or loan consultations;
Credit reporting agencies that cross-check your Info with external databases for verification or fraud prevention purposes;
Collecting and managing your Info is vital for the provision of Cash Dabaw's services or to fulfill legal prerequisites. Collection without your explicit consent only occurs when absolutely necessary.




3. The Way Cash Dabaw Employs Your Information

To ascertain your qualification for loans and services, analyzing financial stability and suitability for service enhancements.
Management of loan agreements, ensuring efficient processing and execution of financial obligations.
Identity verification to ensure the reliability of client data.
Implementation of measures to safeguard against fraud and secure service integrity.
Upgradation of Cash Dabaw's service portfolio to better meet user needs.
Tackling of any operational issues experienced by clients.
Compliance with legal mandates focusing on client authentication and financial crime deterrence.
Distribution of promotional content, subject to your acceptance.
Communication about service advancements and news.
Cooperation with credit validation and fraud mitigation partners.
Customer service excellence and engagement through selected communication modes.

Grounds for Processing Client Data:
Leveraging legitimate interests for service enhancement and operational efficiency.
Adhering to our contractual commitments to you, including addressing inquiries pre-agreement.
Processing based upon your explicit approval for certain data handling procedures.




4. Privacy and Data Handling Policy at Cash Dabaw

Data Management and Sharing Consent

The Borrower authorizes Cash Dabaw to use their information for ongoing assessment of creditworthiness and to ascertain eligibility for further financial or consumer services. This includes potential offerings from Cash Dabaw or through external services, requiring comprehensive evaluation of the borrower's financial standing.

Cash Dabaw is committed to the non-disclosure of personal data, in accordance with applicable laws, except where sharing is necessary for service provision. Limited data sharing for research purposes is conducted under stringent privacy measures, aiming for the anonymization of such data before sharing with research entities.

By engaging with Cash Dabaw's services, borrowers permit the sharing of their data under stipulated conditions to:

The Cash Dabaw's wide-ranging network, including affiliates and specialized third-party providers, under executive supervision;
Financial intermediaries and institutions, credit agencies, and parties involved in fraud detection, offering essential support services;
Third-party organizations assisting in the collection of outstanding debts or in the provision of technological and cloud services;
Government and regulatory bodies in cases of legal compliance, tax obligations, or significant corporate transitions like mergers or acquisitions;
Other necessary parties, under the premise of legal requirements, agreement enforcement, or ensuring the safety and rights of Cash Dabaw and its stakeholders.

Adherence to this policy ensures that Cash Dabaw maintains a high standard of privacy and data protection, in line with legal requirements and service enhancement goals.




5. Duration for Which Cash Dabaw Retains Personal Data

Your Data is retained by Cash Dabaw only for the duration necessary to achieve the objectives outlined in sections 2 and 10 of this Privacy Policy, ensuring the efficient delivery of our services. Beyond achieving these purposes, your Data might be stored for: (i) complying with legal requirements; (ii) if laws provide for or permit such retention; and (iii) for laying groundwork for legal defenses or actions.



6. Opting Out of Marketing Communications

To unsubscribe from receiving any marketing, advertising, or promotional materials from us, Please send your request to our email or contact us by phone. Upon receiving your communication, we will ensure your removal from our marketing distribution lists, respecting your preference for no further promotional messages.




7. Biometric Verification Data Agreement

Agreement on Biometric Data Use for Account Verification
To verify the authenticity of accounts and enhance security measures, our application may require your facial biometric data during the KYC verification phase. Here's an in-depth explanation of our biometric data collection and usage policy:
Gathering Biometric Facial Data: We collect specific biometric data, including facial features and other related biometric information, crucial for confirming your identity and securing your account.
Intended Use of Biometric Facial Data: The gathered biometric data is exclusively utilized for conducting KYC checks, aimed at verifying account authenticity and enhancing security. We assure you that this information will not be diverted for any commercial purposes.
Confidentiality and Sharing of Biometric Data: Your biometric facial data is treated with the highest confidentiality. Disclosure to third parties will only occur if legally mandated or upon receiving your express consent.
Secure Storage of Biometric Data: We employ advanced security measures to safeguard your biometric data stored on our digital platforms, ensuring its protection against unauthorized access.
Retention of Biometric Data: Biometric data is kept for the minimum time necessary to fulfill KYC verification needs, after which steps are promptly taken to delete or anonymize this data.
Access to Your Biometric Data: At any time, you may access, amend, or delete your biometric data. Should you have queries or wish to exercise these rights, please contact our dedicated privacy team.

Your utilization of our application signifies your agreement to our biometric data processing practices. Our promise is to maintain the highest levels of privacy and security concerning your personal data.

Should you require more details or clarification, our privacy team is here to assist. Ensuring your safety and satisfaction is our foremost aim as we provide you with our services.





8. Implications of Withholding Your Data

Providing your personal data to us is entirely voluntary and you have the right to revoke your consent regarding the use or processing of such data at any time. However, without your information, our ability to offer you our range of products and services might be compromised. In such cases, it may become necessary for us to discontinue our services to you, in accordance with the provisions of relevant laws. Additionally, where there is a justified basis under the law for retaining your data, such as ongoing loan repayment obligations, we reserve the right to retain your information to fulfill such requirements.




9. Loan Partner Details

Our Loan Partnering Framework: In line with our commitment to providing top-notch loan and credit solutions, Cash Dabaw carefully selects its loan providers. We prioritize transparency and wish to share detailed information about these partners with you.

Affiliated Loan Provider Insights:
Name: Prima Fintech (Philippines) Lending Corporation
License & Regulation Compliance:
SEC Registration: CS201951100
Authority Certificate No.: 2917
Contact Information:
Support Email: [email protected]
Phone Contact: 9852644185
Physical Address: 16th Floor East Tower Philippine Stock Exchange Center, San Antonio Pasig, Manila, 1600 Philippines




10. Contact Information and Policy Updates

For any inquiries or feedback, feel free to email us at: .
We are dedicated to continuously improving our Privacy Policy to better protect and serve you. The current version, effective as of 06-12-2025, is subject to revisions. We encourage you to regularly review this document to stay updated on any changes.